Who is TLC Insurance?

TLC Insurance provides New Zealand contractors with leading-edge, innovative insurance cover, specifically designed for the New Zealand heavy machinery market.  With 25 years of specialist underwriting expertise, TLC Insurance offers cover for all your heavy machinery requirements in a variety of industries from Forestry & Logging to Mining, Civil Construction, Earthworks and Heavy Construction.

TLC Insurance contacts

“Your specialist underwriting agency for heavy machinery insurance”

What makes TLC Insurance Different?

We recognise that “Plant” and “Vehicles” are distinctly different risks
We provide gold-standard claims service with fast, effective and best end-value claims process.
Our policies cover a wide range of industries including Forestry & Logging, Heavy Construction & Earthmoving, Mining, Civil Construction and Landscaping to name a few.

The Product

The product’s simplified design and expanded covers were built to combat the industry’s commoditisation of business packages. Delivered electronically, but where it can’t, the team is here for your call.

Tracks & Treads Turbo

  • Agreed Value
    If a claim valuation is within 20% of agreed value (i.e. greater than 80% of the agreed value), we pay the agreed value. If it’s below 80% of the agreed value, we pay market value plus 20%.
  • Consequential Loss
    We pick up the bill for consequential loss so you can get on with business.
  • Accidental Death
    This extension is included as part of the Turbo package. It includes up to $100,000 cover as an accidental death benefit, plus $10,000 in funeral costs

On Road Plus

  • Agreed Value
    If a claim valuation is within 20% of agreed value (i.e. greater than 80% of the agreed value), we pay the agreed value. If it’s below 80% of the agreed value, we pay market value plus 20%.
  • Windscreen Excess
    For all On Road policies there is a NIL excess for all windscreen claims.

Safety Net – Liability

  • Value Cover Levels
    Public Liability* – $2m
    Employer’s Liability – $1m
    Statutory Liability – $1m
  • Fidelity
    Up to $50,000 in fidelity.
  • Directors & Officers Liability*
    Up to $250,000 in Directors & Officers liability.
  • Lawsafe at Work
    Up to $100,000 in Lawsafe at Work
  • Internet Liability
    Up to $50,000 in Internet liability.
  • Defence Costs
    Up to $250,000 in Defence Costs.
  • Optional Extension
    Work Accident up to $50,000

* Higher Limits are available

Policies & Documentation

Tracks and Treads Turbo Policy Wording

Download

Features & Benefits Document

Download

On Road Plus Policy Wording

Download

Safety Net Standard Policy Wording

Download

Safety Net Turbo Policy Wording

Download

Proposals & Declarations

Comprehensive Insurance Proposal

Download

Crane Questionnaire

Download

Combined Liability Proposal / Declaration

Download

A Guide to Charging Fire Emergency Levys

Download

Laid up Declaration Form

Download

No Claims Declaration Form

Download

Claims Forms

Heavy Machinery General Claim Form

Download

Commercial Motor Vehicle Claim Form

Download

Vero Liability Claim Form

Download

Uninsured Third Party Claim Form

Download

Contact TLC Insurance

    *Mandatory fields

    Andrew Reid

    Executive Director – TLC Insurance

    P. 07 544 6686
    M. 0274 555 504
    E. andrew@tlcinsurance.co.nz

    View Team