360 Commercial
(previously Rosser Underwriting)

SureFoundation (Property)

• Comprehensive property and interruption package designed for New Zealand SME and Not-for-Profit groups and organisations.
• A dedicated multiline package covering Property and Liability risks for sports, fitness and recreational clubs and organisations.
• Focus on property up to $20m total sum insured.

Lloyd’s Earthquake Prone Risks (Property & Liability)

• Comprehensive property and business interruption for risks that are in earthquake prone regions.
• Can consider buildings built pre-1935, those with lower NBS and/or those that have been paid out by EQC but not repaired yet.
• Access to earthquake excess buy down options.
• Focus on property up to $10m total sum insured.
• Suite of General Liability, Statutory Liability and Employers Liability covers for SME customers. Generally for clients who also have their Property insured with 360 Commercial via our Lloyd’s binder.

SureDirection (Management Liability)

• Full suite of liability protection appropriate for all SME business and NFP organisations.
• Tailored, cost-effective coverage options without unnecessary, bundled-in cover.
• Professional Indemnity and Medical Malpractice cover available.

Lloyd’s High Fire Risks (Property)

• Comprehensive property and business interruption for risks that are considered higher fire hazard risks.
• Examples of high fire risks may include a woodworker, buildings constructed of EPS, remote locations not near a fire station or vacant buildings, manufacturing, etc.
• Focus on property up to $5m total sum insured.

Lloyd’s Hard to Place Risks (Property & Liability)

• Insure both Property and Liability risks in the open Lloyd’s market via a dedicated NZ lineslip.
• Example of hard to place risks include chemical manufacturer, food processing, warehousing, fabricators, breweries, golf clubs, waste & recycling etc.